A bus accident can cause serious injuries to passengers, pedestrians, cyclists, and people in other vehicles. These cases can also be more complicated than ordinary car accident claims because they may involve commercial transportation companies, school districts, public transit agencies, government entities, contractors, and multiple insurance policies.
A Michigan bus accident lawyer can investigate what caused the crash, determine who may be responsible, preserve important evidence, and identify the insurance coverage and legal claims that may apply.
At Khamo Law, we represent people injured in motor vehicle accidents throughout Michigan. We handle serious injury claims involving public buses, school buses, charter buses, shuttle buses, commercial passenger vehicles, and other forms of bus transportation.
For information about other injury claims caused by negligence throughout the state, visit our Michigan Personal Injury Attorney resource.
Call Khamo Law at (248) 466-0606 or contact us online for a free consultation.

Bus accidents can seriously injure passengers, drivers, pedestrians, and others on Michigan roads.
Why Bus Accident Claims Can Be More Complicated
Bus accident cases can involve legal and insurance issues that do not arise in an ordinary two-car collision.
Depending on the type of bus, important questions can include:
- Who owned the bus?
- Who employed the driver?
- Was the bus operated by a private company or government agency?
- Was another motorist responsible?
- Did poor maintenance contribute to the crash?
- Was the driver properly licensed and trained?
- Was the bus being operated as a commercial passenger vehicle?
- Which insurance policy is responsible for the claim?
- Do governmental immunity rules or special procedures apply?
Determining the correct defendants early can be especially important when a public transportation agency, municipality, school district, or other governmental entity is involved.
If your accident involved another type of vehicle, learn more about how our Michigan car accident attorneys handle serious motor vehicle claims.
Types of Michigan Bus Accident Cases We Handle
Bus accidents can involve many different types of passenger transportation.
Khamo Law can evaluate cases involving:
- Public transit buses
- City buses
- School buses
- Charter buses
- Tour buses
- Shuttle buses
- Airport shuttles
- Hotel shuttles
- Private motorcoaches
- Church or nonprofit buses
- Commercial passenger buses
- Paratransit vehicles
- Bus crashes involving other motorists
- Pedestrians or cyclists struck by buses
The legal rules can vary significantly depending on who owns and operates the bus.
Public Transit Bus Accidents in Michigan
Public transportation systems may be operated by governmental agencies or public authorities.
That matters because Michigan governmental immunity law can affect claims involving government-owned vehicles. Michigan law includes a motor-vehicle exception providing that governmental agencies may be liable for bodily injury or property damage resulting from the negligent operation of a government-owned motor vehicle by an officer, agent, or employee.
Michigan courts have applied that exception in cases involving public transit buses, including claims alleging negligent operation of SMART buses.
However, claims involving government entities can involve special procedural requirements and defenses. Because of that, injured people should not assume that a public-bus accident follows exactly the same process as a crash involving a privately owned vehicle.
School Bus Accidents in Michigan
School bus crashes can involve children, bus drivers, other motorists, pedestrians, and people waiting near bus stops.
Michigan regulates school buses through the Pupil Transportation Act, which addresses school bus equipment, inspections, driver qualifications, passenger loading and unloading, signal lights, railroad crossings, and other safety requirements.
School-bus accident cases can involve:
- A negligent school bus driver
- Another driver striking the bus
- A vehicle illegally passing a stopped school bus
- Unsafe loading or unloading
- Defective equipment
- Inadequate maintenance
- Unsafe driving near a school bus stop
- Pedestrian injuries involving children
Michigan State Police reported 1,044 school-bus-involved crashes in 2024, up from 988 in 2023. MSP also reported 54 crashes at school bus stops while bus lights and stop arms were activated.
These cases should be investigated carefully because responsibility may rest with someone other than the school bus driver.
Commercial and Charter Bus Accidents
Private buses and motorcoaches used for commercial passenger transportation are subject to safety and insurance requirements.
Michigan’s Department of Transportation regulates certain for-hire passenger vehicles with seating capacity for nine or more people. MDOT requires covered carriers to obtain operating authority, maintain required insurance, and undergo annual safety inspections.
MDOT currently states that covered buses with seating for 9 to 15 people must carry at least $1.5 million in combined bodily injury and property damage liability coverage, while buses seating 16 or more must carry at least $5 million.
Commercial bus cases may therefore involve records that can become important evidence, including:
- Vehicle inspection records
- Maintenance records
- Driver qualification records
- Company safety policies
- Insurance information
- Electronic records
- Dispatch information
- Surveillance footage
Common Causes of Michigan Bus Accidents
Bus crashes can occur for many of the same reasons as other motor vehicle accidents.
Common causes may include:
- Distracted driving
- Speeding
- Following too closely
- Failure to yield
- Unsafe turns
- Improper lane changes
- Driver fatigue
- Inadequate driver training
- Poor vehicle maintenance
- Brake problems
- Tire failures
- Steering or suspension defects
- Dangerous road conditions
- Poor weather
- Negligence by another motorist
In some cases, more than one factor may contribute to the collision.
Who May Be Responsible for a Bus Accident?
Determining liability usually begins with identifying who controlled the bus and what caused the accident.
Potentially responsible parties may include:
- The bus driver
- A private bus company
- A public transportation authority
- A school district
- A charter or tour company
- A maintenance contractor
- A vehicle manufacturer
- Another negligent driver
- A government agency
- Other parties whose conduct contributed to the crash
A bus company may also possess records that can help determine whether driver training, maintenance practices, scheduling, or safety procedures played a role.
What If Another Driver Caused the Bus Crash?
The bus driver or bus company is not always responsible.
A passenger can be injured when another vehicle:
- Rear-ends the bus
- Cuts in front of the bus
- Runs a red light
- Crosses the center line
- Makes an unsafe turn
- Strikes the bus while speeding
- Causes the bus driver to brake or swerve suddenly
In those situations, the claim may focus primarily on the negligent motorist.
A thorough investigation should identify every person or company whose actions contributed to the accident.
PIP Benefits After a Michigan Bus Accident
Michigan’s no-fault rules can apply after bus accidents, but the priority rules can become complicated depending on the type of bus involved.
Michigan law contains specific provisions addressing people injured while riding in vehicles operated in the business of transporting passengers. It also identifies exceptions involving school buses, common-carrier buses, government-sponsored transportation, nonprofit buses, and other categories.
Because of these distinctions, the insurer responsible for Personal Injury Protection benefits should be determined based on the specific type of bus, the injured person’s insurance status, and the circumstances of the accident.
PIP benefits may include covered losses such as medical expenses and wage loss, depending on the applicable coverage and law.
If an insurer refuses to pay no-fault benefits, see our guide to denied PIP benefits in Michigan.
What If You Were Injured While Riding the Bus?
Bus passengers may suffer injuries even when their vehicle is not completely destroyed.
A passenger may be injured because of:
- A collision
- Sudden braking
- Sudden acceleration
- A violent turn
- Being thrown from a seat
- Falling while standing
- Being struck by an object inside the bus
Michigan appellate cases involving public buses illustrate that injuries can arise from sudden bus movements as well as direct collisions.
Whether the bus operator was negligent depends on the specific circumstances.
Pedestrians and Cyclists Struck by Buses
Because buses are large and heavy vehicles, collisions involving pedestrians and cyclists can result in devastating injuries.
These crashes may happen near:
- Bus stops
- Intersections
- Crosswalks
- Schools
- Downtown streets
- Transit centers
- Bicycle lanes
Driver visibility, turning movements, blind spots, speed, and failure to yield can all become important issues.
If you were injured while walking, visit our Michigan pedestrian accident attorney page.
If you were riding a bicycle, see our Michigan bicycle accident lawyer page.
Common Injuries in Bus Accidents
Bus accidents can cause serious injuries because passengers may be seated without conventional passenger-vehicle restraints, standing when a crash occurs, or struck by other passengers or interior structures.
Possible injuries include:
- Broken bones
- Head injuries
- Traumatic brain injuries
- Neck injuries
- Back injuries
- Spinal cord injuries
- Shoulder injuries
- Knee injuries
- Internal injuries
- Cuts and lacerations
- Soft-tissue injuries
- Permanent disability
People with severe spinal injuries can learn more from our Michigan spinal cord injury lawyer page.
Evidence That Can Matter in a Bus Accident Case
Bus accident claims can involve evidence that is unavailable in ordinary car crashes.
Depending on the case, an attorney may investigate:
- Police reports
- Bus surveillance video
- Traffic-camera footage
- Driver records
- Driver training information
- Maintenance records
- Inspection reports
- Dispatch records
- GPS information
- Witness statements
- Passenger statements
- Vehicle damage
- Crash-scene photographs
- Insurance policies
- Medical records
Commercial passenger vehicles regulated by MDOT undergo safety inspections, and inspection documentation may be relevant when vehicle condition is at issue.
Early preservation of evidence can be important because video and electronic records may not be retained indefinitely.
What To Do After a Michigan Bus Accident
If you are injured in a bus accident, consider taking these steps when circumstances allow:
- Seek medical treatment.
- Call police and report the crash.
- Identify the bus company or transportation agency.
- Record the bus number, route, license plate, or identifying information.
- Get the driver’s name if possible.
- Photograph the bus, other vehicles, and crash scene.
- Get names and contact information from witnesses or other passengers.
- Save your bus ticket, receipt, transit card record, or travel information.
- Preserve photographs, videos, and medical records.
- Avoid making detailed recorded statements before understanding which insurer or agency is involved.
If the accident involved a government-operated bus, prompt legal review can be especially important because additional rules may apply.
Compensation After a Michigan Bus Accident
Depending on the circumstances, an injured person may have claims for economic and noneconomic losses.
Potential compensation may include:
- Medical expenses
- Future medical care
- Wage loss
- Reduced earning ability
- Rehabilitation
- Pain and suffering
- Disability
- Disfigurement
- Loss of enjoyment of life
- Other accident-related losses
The available compensation depends on the type of claim, applicable insurance, fault, injury severity, and Michigan law.
Fatal Bus Accidents
Bus crashes can result in fatal injuries to passengers, pedestrians, cyclists, and occupants of other vehicles.
When a person’s death is caused by negligence, surviving family members may have rights under Michigan’s wrongful death law.
A wrongful death case may involve losses such as funeral expenses, loss of financial support, and loss of companionship, depending on the circumstances and applicable law.
Learn more from our Michigan wrongful death attorneys.
Why Choose Khamo Law After a Bus Accident?
Bus accident cases can require investigation of multiple companies, insurers, public agencies, and records.
Khamo Law can help by:
- Investigating the cause of the crash
- Identifying the bus owner and operator
- Determining whether a public or private entity was involved
- Preserving surveillance and electronic evidence
- Obtaining insurance and maintenance information
- Investigating negligent drivers and third parties
- Evaluating available no-fault benefits
- Documenting injuries and financial losses
- Handling communications with insurers
- Pursuing litigation when necessary
We provide free consultations and handle personal injury cases on a contingency fee basis.
Frequently Asked Questions About Michigan Bus Accidents
Who pays after a bus accident in Michigan?
It depends on what caused the crash, who owned the bus, the type of transportation involved, and which insurance policies apply. Potential claims may involve a private bus company, another driver, a public agency, a school district, or an insurer.
Can I sue a city or public transit agency after a bus accident?
Potentially. Michigan generally provides governmental agencies with immunity from tort liability, but the law includes a motor-vehicle exception for bodily injury and property damage resulting from negligent operation of a government-owned motor vehicle. Whether the exception applies depends on the facts.
What if I was injured when the bus stopped suddenly?
A sudden stop alone does not automatically establish negligence. The circumstances must be investigated to determine whether the driver’s operation of the bus was unreasonable and whether that conduct caused the injury. Michigan courts have considered claims involving sudden braking and sudden acceleration on public buses.
Are school bus accidents handled differently?
They can be. Michigan has specific statutes governing school bus operation, equipment, inspections, driver qualifications, and student loading and unloading. The responsible parties may also differ from those in a private commercial-bus crash.
What if another driver hit the bus?
You may have a claim against the driver who caused the collision. Other insurance benefits may also apply depending on the circumstances.
What if I was hit by a bus while walking or biking?
Pedestrians and cyclists may pursue claims when a negligent bus driver or another responsible party causes the collision. Insurance, governmental immunity, and no-fault issues may depend on the bus and parties involved.
How long do I have to file a bus accident claim?
The deadline depends on the type of claim and defendant. Claims involving governmental agencies or particular insurance benefits may involve additional notice or procedural requirements. It is safer to determine the applicable deadline based on the specific accident rather than relying on one general limitations period.
How much is a Michigan bus accident case worth?
There is no standard value. Compensation depends on factors including fault, injury severity, available insurance, medical treatment, lost income, future damages, and the type of defendant.
How much does it cost to hire Khamo Law?
Khamo Law handles personal injury cases on a contingency fee basis. You do not pay attorney fees unless compensation is recovered for you.
Michigan Bus Accident Lawyers Serving Injured People Statewide
Khamo Law represents people injured in bus accidents and other serious motor vehicle crashes throughout Michigan.
Our statewide personal injury practice also includes Michigan car accidents, truck accidents, Uber and Lyft accidents, pedestrian accidents, and bicycle accidents. Khamo Law represents people injured in bus accidents and other serious motor vehicle crashes throughout Michigan, including those in Troy, Sterling Heights, Warren, Detroit, and Clinton Township.
Contact a Michigan Bus Accident Lawyer
If you or a family member was injured in a public transit, school bus, charter bus, shuttle bus, motorcoach, or other bus accident, Khamo Law can review what happened and explain the legal options that may be available.
Our attorneys can investigate the crash, identify potentially responsible parties, determine which insurance policies may apply, and pursue compensation when supported by the facts and law.
Call Khamo Law at (248) 466-0606 or contact us online for a free consultation.
Legally reviewed by Attorney Koro E. Khamo
Attorney at Khamo Law, PLLC